At the Economic Independence Group, LLC, (EIG) we place the highest importance on respecting and protecting the privacy of our members. Our most important asset is our relationship with you. We want you to feel comfortable and confident when using our Web site. We are also extremely sensitive to family concerns about their children’s personal information and safety. We want you to know about and understand the measures we have taken to keep EIG a safe and secure environment for everyone. This privacy statement tells you how and why we collect information from you, and how we use that information.

We encourage you to read through and understand our privacy statement. We may update it from time to time to address new issues or reflect changes on our site. Please refer to this privacy statement regularly. EIG reserves the right to revise this privacy statement at any time, and such revisions shall be effective immediately upon notice thereof. Notice may be given by any means including, but not limited to, posting the revised privacy statement on this site. Any use of our site by you subsequent to such notice shall be deemed to constitute acceptance by you of such revision.

We would like to share with you the following principles that govern our information practices and other privacy aspects of our www.economicindependencegroup.com or www.moneywizdom.com websites (“Web Sites”). Throughout this policy, we refer to information that personally identifies you as "personal information."

Information You Provide to Us

EIG collects information in several ways via different parts of our Web Sites. Providing personal information and becoming an EIG member is completely voluntary. Nonmembers can still use the majority of our site; however, nonmembers will not have the opportunity to access certain enhanced content and application areas, win our seasonal promotions, experience future personalization, and voice their questions and concerns as quickly. When you register with the EIG, you provide personal information. EIG uses this information to better create and organize our content to meet your needs.

The personal information we may request from you, and with which we identify you as a member, includes the following: first name, last name, email address, gender, date of birth, ZIP code, username, and password. When you wish to purchase something, we will also ask you for the following: street address, city, state, phone number, credit card number, and expiration date.

Please note: Children under the age of 13 and non-US residents cannot become Economic Independence Group members.

How We Use the Information You Provide

EIG may use your personal information to tailor the content programming, information services, and software applications that we provide to meet your needs and interests. When you conduct a transaction through this site, you are providing transaction information to EIG’s third-party suppliers (such as transaction processors and financial institutions) who will use the information solely for the purpose of the transaction. Finally, there may also be other third-party vendors who supply software applications, web hosting, and other technologies for this site that may have access to your personal information, but they will never use such information for any other purpose except to provide services in connection with this site. EIG will not share any personal information about you with any third party except as otherwise stated herein and in the following circumstances: (a) in response to subpoenas, court orders, or legal process, to the extent permitted and as restricted by law; (b) when disclosure is required to maintain the security and integrity of this site, or to protect any user’s security or the security of other persons, consistent with applicable laws; (c) when disclosure is directed or consented to by the registered member who has inputted the personal information; (d) in the event that EIG itself goes through a business transition, such as a the sale of all or a portion of its assets, your personal information will, in most instances, be part of the assets transferred; or (e) in limited circumstances, EIG may disclose your email address to comply with laws and regulations, including the Controlling the Assault of Non-Solicited Pornography and Marketing Act (CAN-SPAM of 2003). EIG may occasionally involve a paying or nonpaying partner in our registration areas, because they share our educational mission and they provide a highly valued service to our members.

EIG also collects non-personally identifiable information. Here, no members are identified by their personal information; we are only interested in how EIG looks demographically and statistically. This basic market research allows us to identify the trends, developments, and needs of our audience. Such information may be shared with third parties.

Children’s privacy policy

We have no intention of collecting information from children at our Web Sites.

What Are Cookies?

The use of "cookies" is common in the Internet industry; you’ll find them used in the Web Sites, as you will at other major websites. "Cookies" are small text files written to your computer. They make our Web Sites easier for you to use, because they save your preferences while you are visiting our sites. (We do not save passwords in cookies.) Cookies also help us know which areas are your favorites, which areas need improvement, and which technologies and Internet services our visitors are using. Knowing this information helps us continually improve the online experience for our visitors and members.

The non-personal information we track with cookies is anonymous and is not used to identify or lead us back to any particular visitor. Visitors to the Web Sites may have the option of disabling cookies via their browser preferences. (Most browsers are initially set up to accept cookies.) While browsing through the Web Sites, you may get cookies from our advertisers or sponsors. EIG and its affiliates do not control these cookies.

What Are IP Addresses?

An IP address is a number that is assigned automatically to your computer whenever you use the World Wide Web. Web servers—the big computers that "serve up" Web pages–automatically identify your computer by its IP address. EIG collects IP addresses to manage system administration; to report aggregate information to our advertisers, sponsors, and partners; and to audit the use of our site. When visitors request pages from our Web Sites, our servers log the guests’ IP addresses. We typically do not link IP addresses to anything personally identifiable. This means that a visitor’s session will be logged, but the visitor remains anonymous to us. We can and will use IP addresses to identify a visitor if the following occurs: (a) in response to subpoenas, court orders, or legal process, to the extent permitted and as restricted by law; (b) when disclosure is required to maintain the security and integrity of this site, or to protect any user’s security or the security of other persons, consistent with applicable laws.

A Notice About External Links

From our site, you might be able to access the web sites of third parties whose information and privacy practices differ from ours. You should consult the privacy policies of these sites before using them.

Security and Credit Card Use

EIG has security measures in place to protect the loss, misuse, and alteration of the information under our control. Essentially, we encrypt all transmissions of sensitive data and secure all of our repositories of data. When you use your credit card to shop at our Web Sites, your transaction is secure. Our servers use Secure Sockets Layer (SSL), an advanced encryption technology that works with Netscape Navigator (versions 2.0 and above) and Microsoft Internet Explorer (version 3.0 and above). This technology safeguards your personal information and privacy; however, you should understand that "perfect security" is never guaranteed.

Is information collected from "Share with a Friend"?

If you send a friend an email from our Web Sites, the referral information you provide is used on a one-time basis to facilitate the communication and is not further retained.

Terms and conditions

Please also visit our Terms and Conditions section establishing the use, disclaimers, and limitations of liability governing the use of our website.

Contacting Economic Independence Group

If you have any questions about this privacy statement or the practices of EIG, please:

E-mail us at: info@economicindependencegroup.com

Or write to us at:

Economic Independence Group
P.O. Box 150642
San Rafael, CA 94915-0642